15 Must-Have Apps for Living in the UK (2026)

Whether you have just moved to the UK, are studying here or are visiting family, these apps will make everyday life much easier.

Banking and Payments

• Monzo, Revolut or Starling – app-based banks that are quick to open.
• Your high-street bank app (Barclays, HSBC, Lloyds etc.).
• Apple Pay / Google Wallet – contactless payments almost everywhere.
• Wise – send money abroad, e.g. to Pakistan or India, with clear fees.

Getting Around

• Citymapper – the best journey planner for London and many UK cities.
• TfL Go – official London transport app.
• Trainline – book train tickets and railcards.
• Uber and Bolt – ride-hailing.
• Google Maps – everywhere else.

Health and Government

• NHS App – book GP appointments, order repeat prescriptions and see your records.
• GOV.UK ID Check – prove your identity for some government services.
• HMRC app – your tax code, National Insurance number and pay.

Food and Shopping

• Deliveroo, Just Eat and Uber Eats – takeaway delivery.
• Tesco and Sainsbury’s apps – groceries and loyalty points.
• Too Good To Go – cheap surplus food from cafés and shops.
• Vinted – buy and sell second-hand clothes.

Safety Tip

If you get a suspicious text, forward it free to 7726. If someone calls claiming to be your bank, hang up and dial 159 to reach your bank safely.

Final Thoughts

A bank app, Citymapper or TfL Go, the NHS App and one delivery app cover most daily needs in the UK.